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Mijn hypotheekrente was variabel met een opslag. Nu heb ik mijn huis op waarde laten taxeren, maar de bank weigert de opslag te verlagen, ondanks dat de loan-to-value ratio verbeterd is. Heb ik recht op een lagere renteopslag of is dat de vrije keuze van de bank?
Sommige reisbureaus hanteren ANVR-voorwaarden. Zijn die bindend voor klanten en wijken ze af van de wet?
Ik hoorde dat sommige exchanges wallets blokkeren als er een verdenking is van fraude. Heb ik recht om direct toegang tot mijn coins te behouden, of mogen zij preventief bevriezen?
Beide zijn beperkte rechten, maar hoe verschillen ze?
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